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- BHA FPX 4112 Assessment 3 National Health Insurance in the United States.
National Health Insurance in the United States
Discussion of the Impact of Medicare and Medicaid on the Health Care System
Medicare and Medicaid were created to target the vulnerable and low-income populace. Most bill opponents referred to its cost and the weight taxpayers would have to handle. However, significant results in improving access to quality and medical care administrations overshadowed initial concerns. Brown (2019) states that empirical data reveals that Medicaid and Medicare programs significantly dealt with the ability of poor and more established adults to access healthcare administrations at relatively cost-viable costs.
Furthermore, the public insurance program helps cover various uninsured families, allowing them to access primary and other specialized medical administrations that were out of their financial reach. Providing health insurance for millions of American families diminished reliance on hazardous personal payments that would lead to catastrophic medical costs (Currie & Duque, 2019). Finally, Medicaid and Medicare incentivized self-reporting among low-income families, promoting better health results. Explore our assessment BHA FPX 4112 Assessment 2, The Supply and Demand of Health Care, for more information.
Determine the Feasibility of Expanding Medicare and Medicaid Into a National Health Insurance Available for All Americans
Even though many Americans have private insurance coverage, personal payments remain relatively high. This aspect, combined with the 20% uninsured Americans, has restored the expansion of Medicare and Medicaid to create a Universal Healthcare Coverage (UHC) system. Nelson (2022) chronicled that past systems have consistently determined that a single-payer system was politically and financially infeasible. However, back-and-forth advancement research and comparison of other nations’ healthcare systems have shown that the BHA FPX 4112 Assessment 3 National Health Insurance in the United States program is plausible in the United States.
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Support for Single-Payer System
To begin with, research conducted by polling companies indicates that more than 56 % of Americans support reforms for enacting a single-payer system (Brown, 2019). In addition, the increasing cost of medical administrations combined with income misfortunes caused by high inflation and the aftermath impacts of Coronavirus warrant the government to execute a single-payer system to allow individuals to access healthcare administrations at cost-viable costs.
A UHC program would allow more than 20 million uninsured Americans to get insurance coverage (Currie & Duque, 2019). Finally, the United States must gather adequate tax income to support the single-payer system. However, adopting a single-payer system remains far from possible because of inefficiency, long waiting times, and considerable costs to the federal government.
Identify Access, Utilization, Technology, Cost, And Growth Concerns Resulting from National Health Insurance
A national healthcare insurance system will have far-reaching benefits in improving access to medical administrations. It will allow individuals to access critical medical administrations at strong costs. This aspect will motivate self-reporting and enable individuals from low-income and top-level salary families to get equitable access to primary and specialized medical care (Nelson, 2022).
In addition, a national healthcare coverage system will maintain integrations and utilization of medical technology to meet the upsurge in patient demands. A single-payer system will incentivize hospitals to integrate present-day technological systems to assist them with leveraging a national payment system. Another advantage of a national insurance system is implementing a federal cost management system that controls the cost of various medical inputs (Liu & Stream, 2017).
However, the national insurance system presents concerns regarding managing a colossal number of insured individuals and the total cost of running the insurance programs the government ought to pay.
Advantages of a Single-Payer System
A single-payer insurance system presents various advantages to American inhabitants and the general healthcare administration of the United States. One of the primary advantages of a national insurance system is that it facilitates the negotiations of fair costs of various medical and pharmaceutical inputs because of the strengthening of the purchasing force of the entire populace (Nelson, 2022). This aspect makes the cost of medical administration and things relatively cheaper.
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Benefits of Single-Payer System
In addition, universal coverage will allow for the implementation of a converged management system, lowering administrative costs and creating a strong cost-control system to make medical care more affordable. Finally, a single-payer system further creates access to primary and specialized medical administrations (Brown, 2019). A single-payer system will allow American occupants to access medical administrations regardless of income and business status.
Disadvantages of a Single-Payer System
Opponents of a single-payer insurance system allude to various setbacks and drawbacks that may confine its integration and viability. One of the major setbacks of the national healthcare system is that it causes longer waiting times. A national insurance system would depend on bureaucratic systems and elective strategy, which can be slow, resulting in longer waiting times for individuals to access essential healthcare administrations. Second, the implementation and execution of a national insurance system is a costly affair that will take a considerable amount of government income. A single-payer system may take over 40% of the government’s financial plan (Currie & Duque, 2019).
Finally, a single-payer system would disintegrate competition because of the amalgamation of various insurance and medical substances. A government-controlled insurance system would eliminate decisions for Americans commonly seen in an unregulated economy. An analysis of the aforementioned setbacks and advantages of a single-payer system
This indicates that the planned advantages of a single-payer system are reflected in its associated drawbacks.
Application of the Reimbursement Methods of National Health Insurance to the United States Health Care System
A single-payer system is a mandatory insurance coverage system for a total population. The system gathers assets by forming a centralized single gamble pool financed by taxing individuals’ top indent rates. Each American would be covered under a single assistance agreement, allowing individuals to search for additional private coverage. A single component of the healthcare system will mandate the enaction of rules for providing quality and medical administrations (Liu & Stream, 2017).
The substance will determine reimbursable healthcare and payment rates for all suppliers. A tax-based reimbursement system controlled by a central government agency is applicable in the United States because of its large tax-based and valuable governmental institutions.
Application of Operational Practices of National Health Insurance to the United States Health Care System
A national insurance system will encompass the reevaluation and alignment of healthcare administrations’ operational practices. Steward (2020) ascertains that medical stakeholders should carry out strategies to create grassroots local area health systems to elevate access to medical administrations from local areas. This cycle will require health agencies to identify social determinants of health to enable them to address Medicaid shortcomings.
In addition, reforms by enacting a tax-based insurance reimbursement system facilitate the establishment of national sponsorships accessed by all clients (Steward, 2020). Finally, integrating adaptable and state innovations creates a national system adaptable to dynamic environmental changes.
Explain How the Practices of Physicians, Hospitals, Insurers, Patients, and the Government Would Each Change to Transition to National Health Insurance
The public insurer would finance the BHA FPX 4112 Assessment 3 National Health Insurance in the United States program through tax systems and government demands. Physicians would be trained to provide specialized and primary care to all their corresponding patients. The public hospitals would receive the more significant assets, reallocating the remainder to the private sector. Hospitals will adapt their systems to provide quality medical care in a convenient and adaptable manner (Currie & Duque, 2019). Finally, the government will sponsor inpatient and outpatient medical care.
References
Brown, L. D. (2019). Single-Payer Health Care in the United States: Feasible Solution or Grand Illusion? American Journal of Public Health, 109(11), 1506–1510. https://doi.org/10.2105%2FAJPH.2019.305315
Butler, S. M. (2020 December, 9). Achieving an equitable national health system for America. Brooking. https://www.brookings.edu/research/achieving-an-equitable-national-health- system-for-America/
Currie, J., & Duque, V. (2019). Medicaid: What does it do, and can we do it better? The ANNALS of the American Academy of Political and Social Science, 686(1), 148-179.
Liu, J. L., & Brook, R. H. (2017). What is single-payer health care? A review of definitions and proposals in the US. Journal of General Internal Medicine, 32(1), 822–831. https://doi.org/10.1007/s11606-017-4063-5
Nelson, J. (2022). Economic effects of five illustrative single-payer health care systems: Working Paper Series, 02(57637), 1–56. https://www.cbo.gov/system/files/2022-02/57637-Single- Payer-Systems.pdf
The post BHA FPX 4112 Assessment 3 National Health Insurance in the United States appeared first on Top My Course.
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